After a hailstorm, homeowners often face significant damage to their roofs, leading to the need for repairs or even a full replacement. Finding a qualified roofing contractor is crucial to ensure the job is done correctly and safely. Here are some important tips to help guide you through the process:
1. Inspect the Damage
Before doing anything there are steps you can take to determine if you might have roof hail damage. Look outside and see if there are fresh green leaves on the ground, sidewalks, driveway and street. If there are, then it is a good chance you have roof hail damage.Check any vehicles that you or your neighbors were unable to protect and see if there are any dents or broken glass. Finally check for hail strikes (pot marks) in wood fencing, garage doors and siding. If any of the above exist call your insurance company and get on their schedule. If the damage is wide spread they are going to be overloaded with calls fairly quickly so the sooner you call the sooner they get to you.
2. Choose a Reputable Contractor
After a storm, many contractors will flood your neighborhood immediately. This too is a good sign you have hail damage. However, it’s important to choose someone with a solid reputation and experience. Look for contractors with positive reviews, proper licensing, and insurance. Don’t hesitate to ask for references and past project photos. NEVER GIVE A ROOFING CONTRATOR MONEY OR SIGN A BINDING AGREEMENT TO HOLD A SPOT ON THEIR SCHEDULE. There are plenty of roofers out there and you won’t have trouble getting your roof replaced in a reasonable amount of time! If you sign anything make it a non-binding letter of intent. And again, no money down until they deliver the materials to your house and then no more that the first check from insurance and your deductible amount!
3. Verify Insurance Coverage
Hail damage can often lead to costly repairs. Ensure your roofing contractor is fully insured, including liability insurance and worker’s compensation, to protect both you and the workers. Ask and receive a current insurance certificate
4. Getting Multiple Estimates
It’s wise to get at least three estimates from different contractorsbut if you have insurance coverage your insurance carrier wilprovide an estimate that is generally ample money to do the work. Then you can pick a contrator you like and he should have no problem doing the roof for that amount of money. Be cautious of unusually low estimates, as they may indicate poor-quality materials or rushed work. Also never agree to let a contractor pay you deductible. This is illegal in Texas and if you do you and the contractor are committing insurance fraud.
5. Check for Storm-Chasing Contractors
Beware of storm-chasing contractors who arrive immediately after a storm and offer immediate repairs. While some may be legitimate, others may take advantage of the situation. Always do your research and avoid making hasty decisions.
6. Understand the Insurance Process
Many homeowners will need to file an insurance claim for roof repairs after a hailstorm. A knowledgeable contractor can help guide you through the insurance process, ensuring you receive the coverage you’re entitled to.
7. Review the Contract
Before work begins, ensure that the contract outlines all details, including the scope of the project, timeline, and cost. This protects both parties and ensures there are no misunderstandings later.
By following these guidelines, you can hire a reliable roofing contractor who will restore your roof to its best condition, giving you peace of mind after a hail storm.
